VANCOUVER - Telus and the Telecommunications Workers Union have reached a memorandum of settlement, it was announced Sunday evening. The memorandum contains the terms of a negotiated five-year collective agreement that will now be submitted to TWU members for ratification. The TWU executive council and bargaining committee are recommending its members accept the agreement which, if ratified, is expected to be effective from November 17, 2005 to November 16, 2010. TWU members are to vote by a mail-in balloting process. Ballots are expected to be mailed out by priority post beginning Monday, November 7 and returned by Tuesday, November 15....